ROGERS, AR – “As a mortgage banker, we help people get financing for a home.” Tom Dowden is a mortgage banker with Flat branch mortgage loans. He loves helping people find the right loan to buy a new home. “We will help them find the right program. We’ll help you make sure they’re eligible or on track to qualify for a loan. We will establish an expectation of what this process will look like. And then we’ll usually be there at the close when they sign the final documents. “

Dowden says that Flat branch mortgage loans they have a different approach to home loans than most other lenders. “Usually what happens is someone walks up to a banker or lender and the lender says ‘Hey, that’s where the interest rate is’ on that day. -the. And that’s all. It’s a bit of a take it or leave it. This is where we are. What I’m saying is, “I’m certified and trained to monitor a market. So we can start this process and usually when you buy a house you have a 30 day contract. So we have a 21-day window to look at the interest rates. And I say I’m going to watch the market, it’s part of what I do and I advise you, hey everything indicates that now is the time to lock in your interest rate. ”

“And so generally there is value there because most of the time when you compare bank interest rates, the interest rates are one-eighth of each other. The banks receive the money from the same place. The cost is right there. And so it is more important than finding the lowest interest rate to find a partner who will help you take advantage of the market situation. “

For more information contact Flat branch mortgage loans at (479) 335-1288. Flat Branch Home Loans is an Equal Housing Lender.

Tom Dowden NMLS: 674189

Flat Branch NMLS 224149